High stakes: gambling reform for the digital age

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Today’s white paper is a huge step towards protecting people from the damaging impacts of gambling. This will strengthen the safety net and help deliver our long-term plan to help build stronger communities while allowing millions of people to continue to play safely. These are the most comprehensive reforms to the gambling sector since the Gambling Act was introduced in 2005, and delivers on the 2019 manifesto commitment to review this act. As a regulator, our job is to ensure that gambling businesses follow the rules when promoting gambling products and interacting with customers. For guidance on how to correctly report and or use the data from the Gambling Survey for Great Britain (GSGB), see the guidance page. Your money is held in a separate account, legally recognised as separate from the company.

Gambling Survey for Great Britain (GSGB)

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• Approximately one fifth of respondents (21 percent) only took part in lottery draws (either National Lottery or other charity lottery draws) in the past 4 weeks.
• No matter how you’re feeling, our service finder can help you get the right support for your gambling, or if you’re affected by someone else’s gambling.
• In fact, some people gamble to alleviate stress; others to take their minds off their problems or socialize with friends.
• The firm leverages its non-exclusive network of best-in-class international partner firms with deep expertise in its core sectors, to ensure clients have access to the right skills wherever they need them.
• Sponsorship or other association with popular sporting leagues, and the colocation of gambling products in social settings, are key mechanisms.
• We prefer sites that offer 24/7 service across multiple communication channels, ensuring that players can get help whenever they need it.
• The data presented from the GSGB is not directly comparable to previous gambling survey publications due to changes in the methodology.
• A UK study reported an overall reduction in gambling following the first lockdown, and either no change or a reduction in frequency of gambling.
• The Act also mandated that operators must pay 15% of their profits obtained from UK customers back as part of their licensing agreement.
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Call or chat online naked casino to an adviser, and speak one-to-one for confidential advice, information and support. If you’re looking to stop or limit your gambling, there are many free gambling blocking tools and services that can help you feel more in control. No matter how you’re feeling, our service finder can help you get the right support for your gambling, or if you’re affected by someone else’s gambling. Answer 7 quick questions to get an insight into how gambling might be affecting you or someone you care about, and get tailored advice and support should you need it.

• East Midlands Gambling Harms Service – The East Midlands Gambling Harms Service provides specialist therapies, treatment and recovery to those affected by gambling addiction and gambling problems in the East Midlands region.
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• Your loved one may have borrowed or even stolen money with no way to pay it back.
• Players can access various tools, including deposit limits, loss limits, self-exclusion, and time-outs, to manage their gambling and avoid overspending.
• The Commission will introduce new rules which mean all gambling land-based licensees, including smaller licensees, must carry out age verification test purchasing.
• Google acts as data processor on our behalf, further information is available in Google Cloud Platform Service Specific Terms (opens in new tab) and Google’s Cloud Data Processing Addendum (opens in new tab).
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• The Whole Act you have selected contains over 200 provisions and might take some time to download.
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• To determine whether these factors could be considered risk factors for gambling or harmful gambling, we considered number, quality and appropriateness of studies as well as consistency of results to develop confidence ratings.

Common forms of gambling include:

By understanding players in more detail, we can understand which interventions are preferred by which types of players. Reward was the primary factor to gambling – enjoyment and fun were also drivers, but motivators can vary depending on the situation and activity. The first statutory gambling operator levy will replace the current voluntary levy which is not fit for purpose. As it stands not all betting companies pay their fair share and some have paid as little as £1. The NHS and many researchers do not take funds from the voluntary levy due to their concerns over the source of funding.

Causes and risk factors of compulsive gambling

You may also experience some issues with your browser, such as an alert box that a script is taking a long time to run. The Whole Act without Schedules you have selected contains over 200 provisions and might take some time to download. The Whole Act you have selected contains over 200 provisions and might take some time to download.

• Gambling was linked to loss of concentration on work activities, showing up late, not turning up for work or turning up after no sleep.
• Many older gamblers are reluctant to reach out to their adult children if they’ve gambled away their inheritance, but it’s never too late to make changes for the better.
• As the premier gambling law, it dictates the protocols for casinos, poker, sports betting, pools, lottery betting, etc.
• Treatment for underlying conditions contributing to your compulsive gambling, including substance abuse or mental health problems such as depression, anxiety, OCD, or ADHD.
• If you sign up for therapy after clicking through from this site, HelpGuide will earn a commission.
• In the UK, the Gambling Commission oversees various gambling UK operations, both online and offline.
• Therapy can provide you with the tools for coping with your addiction that will last a lifetime.
• Wiggin serves as the leading advisor to the global gambling industry’s top players, setting itself apart by understanding both national and international laws and regulations like no other firm.
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• You may gamble until you’ve spent your last dollar, and then move on to money you don’t have—money to pay bills, credit cards, or things for your children.
• This comprehensive approach ensures that only top online casinos in UK make it to the top.
• The UKGC does not go after individuals who are participating in illegal online gambling.
• Having a gambling problem is just a case of being weak-willed, irresponsible, or unintelligent.
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Gambling-related harms evidence review: summary

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This round-the-clock availability ensures that players can get help whenever they need it, enhancing their overall gaming experience. The UK Gambling Commission implements robust player protection measures, including safeguards for responsible gambling and penalties for operators who fail to comply with regulations. This regulatory framework ensures that players can enjoy a secure online casino experience.

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A pilot of frictionless financial risk assessments

The British regulator continues its series of enforcement actions against its licensees, as described above, including follow-ups from previous enforcement actions. The usual pattern of regulatory enforcement is for the regulator to instigate a review of the operating licence in question, with the consequences described above. To date, the typical outcome has been the imposition of a financial penalty or a substantial financial settlement that the operator has negotiated with the regulator in lieu of a formal statutory penalty. The regulator also makes use of the system of personal management licences to act against individuals and there have been licence suspensions in cases where the regulator considered the operator to be substantially non-compliant. As in many jurisdictions, the main monopoly incumbent is the National Lottery, which has a monopoly on commercial lottery activity. On 1 February 2024, the Gambling Commission granted Allwyn Entertainment Ltd a 10-year licence to operate the National Lottery, replacing the previous licensee Camelot.

Other than that, different types of gambling activity conducted by the same media can be combined – for example, a “remote” gambling operating licence might well have betting, gaming and software operation endorsed upon it. Gambling can be addictive, always play responsibly and only bet what you can afford to lose. Gambling sites have a number of tools to assist you to stay in control, including deposit limits and time outs. If you think you have a problem, advice and support is available for you now from BeGambleAware or Gamcare. We aim to offer every online gambler and reader of The Independent a safe and fair platform through unbiased reviews and offers from the UK’s best online gambling companies. The safest way to enjoy gambling sites is to set limits, stay aware of your habits, and recognise when your play stops being fun.

Read the full Spectrum Gaming Group report, published in the latest twist in Playtech vs Evolution saga

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Changes and effects yet to be applied to the whole Act associated Parts and Chapters:

The British regime is not particularly restrictive in this regard and persons located in Great Britain are generally free to gamble as they please. For example, so-called “Novelty Bets” are permitted on non-sporting events and, as mentioned above, betting on lotteries (apart from the British National Lottery) is also permitted. There are extensive marketing and consumer protection restrictions, as touched on above.

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Generous bonus offers and promotions, including welcome bonuses and ongoing incentives, are also evaluated. Educating players about gambling UKrisks and encouraging them to gamble only what they can afford to lose is vital. Informing young people about gambling-related risks and providing tools for safe choices is also important. PokerStars stands out for its extensive tournament options and user-friendly mobile app, catering to both seasoned players and beginners with a range of tournaments and cash games. UK sports bettors have access to some of the world’s best online betting sites, known for their wide range of markets, competitive odds, and exceptional customer service.

Mental illnesses and mental health problems

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• Self-help, pharmacological interventions and mutual support have less evidence of efficacy, although the latter are among the most used interventions.
• Studies also reported mixed findings on the link between gambling and various measures of alcohol, smoking and drug use.
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• The responsible gaming sections on casino websites offer guidance and resources to help players make informed decisions and maintain a healthy relationship with gambling.
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• The variety of games available is one of the main attractions of online casinos.
• Depression, stress, substance abuse, or anxiety can both trigger gambling problems and be made worse by compulsive gambling.
• The 2026 World Cup final generated a betting margin roughly six times higher than the tournament’s group stage, despite accounting for less than 4% of total turnover.

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Hopa, Mr Play, and Betiton are among the best new betting sites in 2026, offering a range of games and promotions to attract players. BetGoodwin, for example, focuses on horse racing with exclusive daily free bets and money-back specials, catering to enthusiasts of this niche market. Wiggin serves as the leading advisor to the global gambling industry’s top players, setting itself apart by understanding both national and international laws and regulations like no other firm. The firm’s entire team works exclusively within the betting and gaming sector, ensuring an in-depth, real-time alignment with the industry’s evolving landscape.

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Areas of law covered include

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What happens to your money if a gambling business goes bust?

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• Players often look for a wide variety of games when selecting online casino sites, underscoring the importance of game offerings.
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• Casinos with licenses from respected authorities like the UK Gambling Commission (UKGC) are required to adhere to strict regulations and player protection measures.
• Players must acknowledge that online gambling involves some risk and should approach it with a healthy mindset.
• Although HSE is a good data source, not all topics relevant to gambling are included and we had to rely on other sources of published data to fill gaps.
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• The statistics presented in this report comprise our official statistics on gambling participation.
• Life situations, such as struggling financially and living alone, also seem to be risk factors.

The harder it is for you to engage in the behavior, the more time you’ll have to recognize and defuse a craving. Plan to rely on close personal connections, peers who understand what you’re going through, and professionals who can offer guidance. You may gamble until you’ve spent your last dollar, and then move on to money you don’t have—money to pay bills, credit cards, or things for your children. Blaming others is one way to avoid taking responsibility for their actions, including what is needed to overcome the problem. Gambling problems affect people of all levels of intelligence and all backgrounds. Previously responsible and strong-willed people are just as likely to develop a gambling problem as anyone else.

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• Our response confirms the introduction of light-touch financial vulnerability checks, and a pilot of enhanced frictionless financial risk assessments.
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• We used a mixed methods approach for this review, including quantitative, qualitative and rapid review methodologies.
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• Responding effectively requires intergovernmental cooperation to share data, protect consumers from unregulated practices and allow governments to capture lawful taxation revenue.
• You may even do things you never thought you would, like running up huge debts or even stealing money to gamble.
• To answer question 5, we conducted a qualitative investigation of stakeholder perspectives on gambling using data from a Gambling Commission consultation and an anonymous sample of gambling-related tweets from Twitter.
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• These sectors include arcades, betting (includes online), bingo (includes online), casino (includes online), lotteries, and gaming machines.
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This requirement applies to online gambling only and will come into force on 1 May 2025. It will do this through light touch financial vulnerability checks for those customers with a net deposit of more than £150 a month on gambling. “We have listened to the views expressed in our engagement and in the consultation responses, and we have made changes while still ensuring that we deliver meaningful protections. Each year the Gambling Survey for Great Britain will collect data from twenty thousand respondents and help us better understand peoples’ gambling behaviour and attitudes towards gambling up and down the country.

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It has one of the top welcome bonuses on the market, giving users a choice between either a £40 bonus bingo or 200 free spins on its slot games once customers have staked £10 online. Our reviews of established online gambling platforms and new casino sites are based on a wide-ranging set of criteria, with operators having to hit all the points on our checklist. There was one low quality qualitative study that looked at gaming in people aged 11 to 24 years old. The young people felt gambling-like activities in gaming (such as loot boxes and skin betting) were addictive. They also said that games were designed to make it difficult to enjoy without buying loot boxes, and they thought that gambling-like activity in gaming was normal.

This information helps us better understand people’s attitudes and gambling behaviours up and down the country, creating a robust source of evidence for gambling in Great Britain. The Gambling Commission has a range of powers, including the ability under the Gambling Act 2005 to investigate and bring prosecutions against those that provide unlicensed gambling facilities to consumers in Britain. However, the Commission’s approach will typically depend on the nature of the product offering.

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The UK hosts some of the world’s best online casinos, offering diverse games, generous bonuses, and exceptional user experiences. Southern Gambling Service – The Southern Gambling Service offers high quality assessment and evidence-based treatments for people with gambling-related harms or gambling disorder. The service is open to people aged 17 and older who live in or are registered with a GP in the South East of England. Our rapid review on the impact of the initial COVID-19 restrictions included 19 quantitative studies, but only 3 of these examined the impacts of COVID-19 on gambling over time.

• The firm leverages its non-exclusive network of best-in-class international partner firms with deep expertise in its core sectors, to ensure clients have access to the right skills wherever they need them.
• In fact, some people gamble to alleviate stress; others to take their minds off their problems or socialize with friends.
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• Two quantitative studies (of moderate and high quality) reported that deaths from suicide were significantly higher among adults with gambling disorder or problems compared to the general adult population.
• A UK study reported an overall reduction in gambling following the first lockdown, and either no change or a reduction in frequency of gambling.
• As with all mental health problems, there is not one clear cause of gambling disorder.
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• The data presented from the GSGB is not directly comparable to previous gambling survey publications due to changes in the methodology.
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• We publish information to help people understand more about mental health and mental illness, and the kind of care they are entitled to.

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These promotions add extra value to the gaming experience, encouraging players to engage more with the app. Progressive jackpots are another highlight at Mr Vegas, with some jackpots reaching significant amounts, including one that exceeded £18 million. These huge jackpots attract players looking for life-changing wins, making Mr Vegas a popular destination for high-stakes gaming. Exclusive games and exciting slot promotions further enhance the appeal of this top UK casino site. To gamble responsibly, utilize deposit limits, time-outs, and self-exclusion options provided by casinos online, while also ensuring to take regular breaks.

Affiliates are also coming under increased scrutiny (at least politically) and the links between gambling advertising and sport are likewise coming under increased political scrutiny. Depending on whether you’d rather have a sportsbook or casino welcome bonus, BetMGM give bettors the option to enjoy a bet £10, get £40 in free bets offer for sports or claim 200 free spins for the online casino. The US gambling sites giant has done a great job integrating the sportsbook and online casino into a single app and for bettors who like to flick between both, the BetMGM app is tough to beat for functionality and speed. A recent example of how much the UK takes this seriously can be seen with SkyBet, one of the largest online betting providers in the country. SkyBet was fined £1 million for failing to maintain their self-exclusion policy.

8-12 in every 100 people gamble in ways that are either harmful or at risk of becoming harmful in the future. The firm also plays a role in observing and influencing the regulatory environment and crafting innovative structures for commercial relationships within the industry. Free-to-play casino games with prizes are regulated as gaming and require a licence. Free-to-enter draws and betting competitions may be exempt if they meet conditions for free draws or prize competitions.

It’s easy to think about gambling as being all about the possibility of winning money. In fact, some people gamble to alleviate stress; others to take their minds off their problems or socialize with friends. When people gamble, it triggers feelings of euphoria, linked to the brain’s reward system. Often, people who gamble risk money in hopes of winning a greater sum of money. For example, you might risk the cost of a lottery ticket for the chance at winning a large multimillion-dollar jackpot. If you’re struggling with your mental health, you can call the Samaritans’ free helpline.

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Those seeking to better control or cease gambling should be provided with tools to support them. These include universal pre-commitment (requiring people to set binding limits of time and money spent gambling) and self-exclusion (allowing people to ban themselves from gambling providers). Prevention is the most cost-effective strategy for minimizing gambling-related harm. Treatment for gambling disorder has a low rate of uptake, with an estimated 0.14% of the population seeking formal and informal help for current problems.

No one under the age of 18 is allowed to place a bet with a licenced operator. Betting – Betting in the UK comes in the forms of fixed odds betting, pool betting, acting as a betting intermediary and spread betting. Each sector can be broken down into terms of what each represents, the brick-and-mortar options therein, legal gambling ages, etc. Generally, the minimum gambling age in England is 18, however, the minimum age to purchase a National Lottery ticket is sixteen. To enter and gamble at a casino or horse racetrack participants must be at least eighteen. It is also possible for smaller lotteries to be held without a licence, but these still require registration with the local authority in place.

In late 2022, we re-examined this analysis and published an updated report in early 2023. You can find the full technical reports on the gambling-related harms evidence review main page. Schedule enjoyable recreational time for yourself that has nothing to do with gambling. If you’re gambling on your smartphone, find other ways to fill the quiet moments during your day. Depression, stress, substance abuse, or anxiety can both trigger gambling problems and be made worse by compulsive gambling. If you have bipolar disorder, manic phases might lead you to risky behavior, such as making big bets.

This dashboard is in Microsoft Power BI which may not fully support all accessibility needs. You can find the source data in the GSGB Annual report (2025) data tables (downloads as Excel file).Some files may not be accessible for users of assistive technology. If you require a copy of the file in an accessible format contact us with details of what you require. Furthermore, the firm maintains a network of international law firms, all sharing a common focus on media, technology and IP, enabling strong coverage of key global jurisdictions. Wiggin has offices in the UK (London and Cheltenham) and Brussels, but is well used to serving a global client base, with around half of its work having a cross-border aspect. The firm leverages its non-exclusive network of best-in-class international partner firms with deep expertise in its core sectors, to ensure clients have access to the right skills wherever they need them.